Re: Comptroller of the Currency Case number 01125922
Robert E. Fisher vs Bank of America (BofA)
TESTIMONY
Thank you for allowing me to submit my testimony in writing here today, April 12, 2010.
My name is Robert E. Fisher, MSW. I live at 7717 Church Avenue in Highland CA 92346. My telephone number is 909-864-6243. My fax number is 909-864-4521.
Subject: FINANCIAL INSTITUTIONS TODAY'S ROBBER BARONS
What is a robber baron?
Enotes.com defines a robber baron as 19th century businessman who earns enormous wealth through ruthlessly exploiting workers. In the late nineteenth century, such people included John Pierpont Morgan, John D. Rockefeller, Andrew Carnegie, and Cornelius Vanderbilt. As a banker, John Pierpont Morgan (1837–1913) controlled numerous businesses, including the U.S. Steel Corporation and Equitable Life Assurance Society.....
Big banks, such as, Bank of America et al., accumulated 30 billion dollars by charging overdraft fees, oftentimes, by approving fraudulent organized crime merchant charges, such as, unidentified lotto and pornography entities to debit cards and credit cards that triggered 30% (+/-) overdraft fees.
Mortgage companies, such as, Countrywide approved mortgage loans to consumers that could not afford them triggering foreclosusures on a massive scale.
The upshot is financial institutions have ruthlessly scammed the middle class out of its wealth!
Bank of America is now trying to mitigate their gains by not approving debit card purchases, for new customers beginning in June 2010, and for existing customers in August 2010, when it would cause an overdraft.
Also, Bank of America is cutting back 30% of Countrywide mortgages that are now in foreclosure.
These mitigation measures are probably due to pending financial reform legislation in Congress, and criminal, and civil lawsuits, such as, Robert E. Fisher vs Bank of America filed with the Comptroller of Currency in the Treasury Department.
The problem is, how will the American consumer recoup all of its overdraft fee losses, and foreclosures???
Re: Robert E. Fisher vs Bank of America
BofA claims that it cannot locate the pornographic site that was tacked on to my online checking account on March 11, 2010 and March 15, 2010, but did not go through on March 15, 2010, because I canceledmy debit card on March 11,2010.
BofA wants me to call them to discuss this entire matter. I hesitate to call BofA, because I fear BofA is being coy and wants to entrap me.
I allege that BofA deleted/erased the info re: the fraudulent pornography site that was tacked on to my online account in mid March 11, 2010.
I had my debit card canceled on March 11, 2010.
Therefore, I have requested BofA's Security Center to research the date, and the reason that I had my debit card canceled in mid March 2010.
BofA cannot deny that that on March 11, 2010, I had the Security Center cancel my debit card in mid March 2010, and I had a new debit card issued, and sent to me 7 days later.
As of this writing, the BofA Security Center has not followed up on my request for the details surrounding my cancellation of my debit card on March 11, 2010, because it would reveal that I canceled my debit card due to a pornography site being tacked on to my "former" debit card number.
BofA by denying and deleting the the pornography site tack on is hoping that the 90 day of limitations will expire thus BofA can avoid criminal and civil law suits.
Canceling debit cards is BofA's answer to fraudulent merchant charges that are tacked on to consumer debit card numbers, while continuing to blankedly approve all merchant claims presented to BofA.
This is why BofA is participating in the conspiracy to commit fraud, when fraudulent merchant claims are made, such as, approving Internet lotto companies, and pornography sites, and tacking such charges to consumer debit credit card and credit card accounts.
When the charge is $67 as was in my fraudulent merchant lotto charge of September 14, 2009, this could trigger an overdraft for many consumers.
Therefore, the big banks are guilty of ripping off the consumer for billions of dollars.
I swear that the above testimony is true and correct to the best of my abilities, and knowledge.
Thank you
Robert E. Fisher, Master of Social Welfare, '71
The University of California at Los Angeles (UCLA)
California Driver's License: K0070648
